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Should You Hold Out for Lower Interest Rates Before Buying a House?

Should You Hold Out for Lower Interest Rates Before Buying a House?

Is Now the Right Time to Buy a Home? Buying a home today can feel uncertain. On one hand, finding the right property is exciting. On the other, high interest rates can make you second-guess your timing. So, should you buy now or wait? The answer depends o

Jun 03, 2025 | Interest Rates

More Borrowers Are Putting 20% Down - Should You?

More Borrowers Are Putting 20% Down - Should You?

If you're thinking about buying a home, you've probably heard you need a 20% down payment. But is that always true? Let’s take a closer look at what’s really required—and what’s possible for you. Why 20% Is Still Popular You might

May 29, 2025 | Purchasing a Home

Where Do Mortgage Lenders Get Funds for Home Loans?

Where Do Mortgage Lenders Get Funds for Home Loans?

When you're buying a home, it might seem like mortgage lenders have endless money to give out. But in reality, the process behind the scenes is more structured—and understanding it can help you feel more confident about buying a home. What Is a Mort

May 27, 2025 | Purchasing a Home

What Are the Financial Benefits of Owning a Home?

What Are the Financial Benefits of Owning a Home?

Many renters wonder if their monthly payments could be going toward something they actually own. If you’ve had that thought, you’re not alone. Here are some of the key financial benefits of owning a home. 1. Build Equity Over Time When you mak

May 20, 2025 | Purchasing a Home

Understanding VA Loan Occupancy Requirements

Understanding VA Loan Occupancy Requirements

If you’re considering using a VA loan to buy a home, you’re already on a strong path toward affordable homeownership. However, there are a few important guidelines to understand—particularly regarding occupancy. Thankfully, the requireme

May 13, 2025 | VA Loans

Why You Should Definitely Do a Pre-Settlement Walkthrough

Why You Should Definitely Do a Pre-Settlement Walkthrough

Why a Pre-Settlement Walkthrough Matters Before You Buy a Home Buying a home is an exciting milestone, but there are important final steps to take before closing. One of those steps is the pre-settlement walkthrough—your last opportunity to review t

May 06, 2025 | Purchasing a Home